Professional liability protection

Professional liability insurance is a licensing requirement for practising midwives in British Columbia.

Your professional liability insurance provider

Professional liability insurance for midwives a is provided through the Midwives Protection Program (MPP). MPP is administered by the Risk Management Branch of the Ministry of Finance, in partnership with the Ministry of Health and Midwives Association of British Columbia (MABC). 

Contact the Midwives Protection Program (claims)

• ​​Midwives Protection Program website
• Phone: 250.356.1794 (24 hours)
• Email: rmbclaims@gov.bc.ca
• Fax: 250.356.0661
• Hours: 24 hours
  

How to get professional liability insuranc​e 

Professional liability protection for practising midwives is accessed through membership with the Midwives Association of British Columbia (MABC). To obtain professional liability insurance, or learn more about  MPP coverage, fees, certificates of coverage, reporting requirements or claims processes, please contact MABC using the contact information below.

Contact MABC

• MABC website liability insurance page
• Phone: 604-736-5976 (Ext. 5)
• Email: registration@bcmidwives.com
• Hours: 9 a.m. – 5 p.m. PT​

Frequently asked questio​ns​

Why is professional liability insurance required?

Professional liability insurance is required to:

• ensure that individuals who are harmed due to professional negligence are appropriately compensated
  

• protect midwives from the financial and legal costs associated with complaints, claims, or legal proceedings arising from their professional practice ​

Can I get my liability insurance from another provider?

No, as currently there are no other providers in the province that offer this coverage.

Am I protected if I forget to renew my registration?

No. Only practising registrants are eligible for professional liability insurance. If you practise without protection, you are opening yourself up to personal financial risk if there is a lawsuit stemming from your midwifery practice during that period.

Do I need commercial general liability insurance as well?

Yes. In addition to professional liability insurance, practising midwives are required to carry commercial general liability (CGL) insurance, as set out in the Midwifery Main Agreement. BCCNM does not manage, provide, or advise on CGL coverage.

For information about CGL requirements and coverage options, registrants should contact the Midwives Association of British Columbia (MABC). ​​​