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Professional liability protection

Liability protection is a registration requirement for practising RNs. It is purchased annually during BCCNM registration renewal.

Your lia​bility protection provider

The Canadian Nurses Protective Society (CNPS) is an independent, not-for-profit organization that is specifically tailored to meet the professional liability needs of nurses. As a beneficiary of CNPS professional liability protection, you have access to professional liability protection, legal advice, assistance with legal proceedings, risk management, and learning resources. Learn more about CNPS services​.​

Contact CNPS

  • ​​​CNPS website
  • Phone: 1.800.267.3390
  • Email: info@cnps.ca (non-confidential messages only)​
  • Hours: 8:30 am - 4:30 pm ET
Examples of when to call CNPS
  • An unusual occurrence or incident that takes place while you are practising 
  • A patient or family member complains about your care
  • You receive court documents or a notice that you are being sued
  • You receive a warning or threat advising of intent to begin legal action or to sue
  • You become aware of a request for information concerning a patient's record or care
  • You are concerned that circumstances in your practice could result in legal proceedings
  • You receive a subpoena or court order to appear as a witness
  • The police wish to speak with you regarding your nursing practice or an event that occurred during the course of your practice
  • Any other circumstance in which you are unsure of your professional/legal obligations​​

Your liability protection options​

RNs pay their liability protection fees during initial registration or registration renewal, and have two options. With both options, the CNPS services you receive are the same

  • ​Option 1: ​​Bundle liability protection with association (NNPBC) membership
  • Option 2​Pay for liability protection only​​

Fees​​

​The college collects fees for liability protection and association membership on behalf of CNPS and the association. 

​Registered nurses: 2022-23 liability protection and association fees

The association and CNPS have both made changes to their fees for 2022-23:

The table below shows the total fees for each liability protection option, including​ 2022-23 BCCNM registration fees​​.

2022-23 FEES for Registered nurses**​
OPTION 1: LIABILITY PROTECTION + ASSOCIATION MEMBERSHIP
OPTION 2: LIABILITY PROTECTION ONLY
BCCNM registration fee
$521.95
$521.95
Liability protection
$71.40*
$92.40*
Association membership
$41.99*
-
Total
$635.34
$614.35
Untitled Document*Includes GST
**Prices reflect 12 months of registration
​Employed student nurses: 2022-23 liability protection and association fees

The association and CNPS have both made changes to their fees for 2022-23:

The table below shows the total fees for each liability protection option, including​ 2022-23 BCCNM registration fees​​.

2022-23 FEES for employed student nurses​**​
OPTION 1: LIABILITY PROTECTION + ASSOCIATION MEMBERSHIP
OPTION 2: LIABILITY PROTECTION ONLY
BCCNM registration fee
$208.05
$208.05
Liability protection
$71.40*
$92.40*
Association membership
$20.95*
-
Total
$300.40
$300.45
Untitled Document*Includes GST
**Prices reflect 12 months of registration
2021-22 (current) Fees for Registered nurses**
Option 1: liability protection + association membership
Option 2: liability protection only
BCCNM registration fee
$558.36
$558.36​
Liability protection
$54.60*
$164.85*
Association membership
$54.60*
-
Total
$667.56
$723.21
Untitled Document*Includes GST
**Prices reflect 13 months of registration
Employed student nurses: 2021-22 (current) liability protection and association fees
2021-22 (current) Fees for employed student nurses**
Option 1: liability protection + association membership
Option 2: liability protection only
BCCNM registration fee
$225.72
$225.72
Liability protection
$31.50*
$164.85*
Association membership
$54.60*
-
Total
$311.82
$390.57
Untitled Document*Includes GST
**Prices reflect 13 months of registration

Frequently asked questions

Why is liability protection a requirement?
Professional liability protection is required in order to:
  • Ensure that individuals who have been harmed due to professional negligence are properly compensated
  • Provide adequate protection to every nursing professional from the costs of defending an allegation made against them and any resulting damages awarded
Why is the liability protection fee different in option 1 and 2?
The association (NNPBC) is the British Columbia jurisdictional member for CNPS, which gives them access to a reduced group rate for liability protection. NNPBC has bundled this rate with association membership. Learn more.​
I'm covered by my employer. Do I still need liability protection?
Yes. While many employers have personal coverage for their employees, others may not provide it, may unknowingly provide an inadequate amount, or may require health care professionals to carry their own professional liability protection. Learn more about the differences between employer-provided liability protection and services offered by CNPS.
Can I get my liability protection from another provider?
Liability protection must be obtained from CNPS unless:
  • CNPS is unable to provide the protection; and/or
  • You (as the registrant) are ineligible for CNPS professional liability protection.
Am I protected if I forget to renew my registration?
No. Only practising registrants are eligible for CNPS professional liability protection. If you practise without protection, you are opening yourself up to personal financial risk if there is a lawsuit stemming from your nursing practice during that period.
What is the association's role in liability protection?
In an effort to continue to focus on our regulatory work and create alignment between the professions we regulate, BCCNM transferred responsibility for CNPS professional liability protection to the provincial nursing association, Nurses and Nurse Practitioners of BC (NNPBC), on March 1, 2021.

Other regulated health professionals in British Columbia – including midwives – get their liability through their professional associations. The nursing association is appropriately placed to take on this work on behalf of nurses in B.C.
Can I apply for the CNPS Supplementary Protection program?
The CNPS SupplementaryPprotection is not a registration requirement, but it is available as an option for BC nurses. Learn more.
​Do I need commercial general liability insurance as well?
All RNs are also covered by Commercial General Liability insurance provided by Encon Group Inc. If you have questions about this policy, please direct them to Nurse and Nurse Practitioners of B.C.​​​












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