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Professional liability insurance

Liability protection is a registration requirement for practising LPNs. The cost is included in the BCCNM LPN registration fee.

Your liability protection provider 

Professional liability coverage for licensed practical nurses is provided by Lloyd Sadd Insurance Brokers Ltd. This group insurance policy is administered by Nurses and Nurse Practitioners of BC. All LPNs who hold practising registration with BCCNM are covered under this policy. 

Please visit the NNPBC website for more information, including the certificate of insurance, an overview of coverage, and frequently asked questions. 

Contact Lloyd Sadd 

When to call Lloyd Sadd
Please report any of the following situations immediately (Visit the NNPBC website to learn more about how to report a claim):

  • You receive a statement of claim, summons or other legal process. 
  • Any written allegations of professional malpractice or negligence. 
  • Any circumstance you become aware of where a third party may hold you responsible for your actions.

Frequently asked questions 

Why is liability protection a requirement?
Professional liability protection is required in order to:

  • Ensure that individuals who have been harmed due to professional negligence are properly compensated. 
  • Provide adequate protection to every nursing professional from the costs of defending an allegation made against them and any resulting damages awarded.
Am I protected if I forget to renew my registration?
No. Only practising registrants have liability protection. If you practise without protection, you are opening yourself up to personal financial risk if there is a lawsuit stemming from your nursing practice during that period.
Do I need commercial general liability insurance as well?
All LPNs are covered by commercial general liability insurance provided by Encon Group Inc. If you have questions about this policy, please contact Nurses and Nurse Practitioners of BC​. ​​

900 – 200 Granville St
Vancouver, BC  V6C 1S4

​Toll-free 1.866.880.7101 (within Canada only) ​

We acknowledge the rights and title of the First Nations on whose collective unceded territories encompass the land base colonially known as British Columbia. We give specific thanks to the hən̓q̓əmin̓əm̓ speaking peoples the xʷməθkʷəy̓əm (Musqueam) and sel̓íl̓witulh (Tsleil-Waututh) Nations and the Sḵwx̱wú7mesh-ulh Sníchim speaking Peoples the Sḵwx̱wú7mesh Úxwumixw (Squamish Nation), on whose unceded territories BCCNM’s office is located. We also give thanks for the medicines of these territories and recognize that laws, governance, and health systems tied to these lands and waters have existed here for over 9000 years.

We also acknowledge the unique and distinct rights, including rights to health and wellness, of First Nations, Métis, and Inuit peoples from elsewhere in Canada who now live in British Columbia. As leaders in the settler health system, we acknowledge our responsibilities to these rights under international, national, and provincial law.​